{"id":118,"date":"2026-01-22T01:05:21","date_gmt":"2026-01-21T17:05:21","guid":{"rendered":"https:\/\/656577.xyz\/?p=118"},"modified":"2026-01-22T15:41:37","modified_gmt":"2026-01-22T07:41:37","slug":"%e7%be%8e%e5%9b%bdpnc-bank-checking%e5%bc%80%e6%88%b7%e5%a5%96%e5%8a%b1%e6%9c%80%e9%ab%98400%ef%bc%81","status":"publish","type":"post","link":"https:\/\/656577.xyz\/?p=118","title":{"rendered":"\u7f8e\u56fdPNC Bank Checking\u5f00\u6237\u5956\u52b1\u6700\u9ad8$400\uff01"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4f60\u6700\u8fd1\u6b63\u5728\u8003\u8651\u5f00\u4e00\u4e2a\u4e3b\u6d41\u5546\u4e1a\u94f6\u884c\u8d26\u6237\uff0c\u6216\u8005\u662f\u521a\u62ff\u5230 <strong>ITIN<\/strong> \u60f3\u8981\u5f00\u59cb\u79ef\u7d2f\u7f8e\u56fd\u4e3b\u6d41\u94f6\u884c\u5f80\u6765\u8bb0\u5f55\uff0c<strong>PNC Bank<\/strong> \u8fd9\u4e00\u6ce2\u622a\u6b62\u5230 <strong>2026\u5e742\u670826\u65e5<\/strong> \u7684\u5956\u52b1\u975e\u5e38\u503c\u5f97\u5173\u6ce8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f5c\u4e3a\u4e00\u4e2a\u201c\u4f4e\u8c03\u7684\u5de8\u4eba\u201d\uff0cPNC \u7684 Virtual Wallet \u7cfb\u7edf\u975e\u5e38\u6709\u7279\u8272\u3002\u4e0b\u9762\u7ed9\u5927\u5bb6\u6df1\u5ea6\u62c6\u89e3\u4e00\u4e0b\u8fd9\u6b21\u7684\u5f00\u6237\u5956\u52b1\u548c\u94f6\u884c\u80cc\u666f\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udfe6 \u8ba4\u8bc6 PNC Bank\uff1a\u4e0d\u53ea\u662f\u201c\u5bbe\u5dde\u8001\u724c\u201d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PNC Bank \u6210\u7acb\u4e8e 1863 \u5e74\uff0c\u603b\u90e8\u4f4d\u4e8e\u5339\u5179\u5821\u3002\u5728 2021 \u5e74\u6210\u529f\u6536\u8d2d <strong>BBVA USA<\/strong> \u540e\uff0c\u5b83\u4e00\u8dc3\u6210\u4e3a\u4e86\u7f8e\u56fd<strong>\u7b2c\u4e94\u5927\u5546\u4e1a\u94f6\u884c<\/strong>\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7f51\u70b9\u8986\u76d6\u5e7f\uff1a<\/strong> \u904d\u5e03\u5168\u7f8e 20 \u591a\u4e2a\u5dde\u548c\u534e\u76db\u987f\u7279\u533a\uff0c\u62e5\u6709\u8d85\u8fc7 2400 \u4e2a\u652f\u884c\u548c 9000 \u591a\u53f0 ATM\u3002<\/li>\n\n\n\n<li><strong>\u79d1\u6280\u611f\u5341\u8db3\uff1a<\/strong> \u5b83\u662f\u5168\u7f8e\u6700\u65e9\u63a8\u884c\u201c\u5168\u80fd\u578b\u8d26\u6237\uff08Virtual Wallet\uff09\u201d\u6982\u5ff5\u7684\u94f6\u884c\uff0c\u5c06\u6d88\u8d39\u3001\u5907\u7528\u3001\u50a8\u84c4\u4e09\u4e2a\u8d26\u6237\u6574\u5408\u5728\u4e00\u8d77\uff0c\u975e\u5e38\u9002\u5408\u6570\u5b57\u5316\u7406\u8d22\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udf81 \u5f00\u6237\u5956\u52b1\u8be6\u89e3<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u6b21\u7684\u5956\u52b1\u5206\u4e3a\u4e24\u4e2a\u6863\u6b21\uff0c\u4e3b\u8981\u53d6\u51b3\u4e8e\u4f60\u7684 <strong>Direct Deposit (DD)<\/strong> \u80fd\u529b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\u8d26\u6237\u7c7b\u578b<\/strong><\/td><td><strong>\u5956\u52b1\u91d1\u989d<\/strong><\/td><td><strong>DD \u8981\u6c42 (\u5f00\u623760\u5929\u5185)<\/strong><\/td><td><strong>\u9002\u5408\u4eba\u7fa4<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Virtual Wallet<\/strong><\/td><td><strong>$100<\/strong><\/td><td>\u7d2f\u8ba1\u8f6c\u5165 <strong>$500+<\/strong><\/td><td>\u5b66\u751f\u515a\u3001\u4f4e\u9891\u4f7f\u7528\u8005<\/td><\/tr><tr><td><strong>Virtual Wallet with Performance Select<\/strong><\/td><td><strong>$400<\/strong><\/td><td>\u7d2f\u8ba1\u8f6c\u5165 <strong>$5,000+<\/strong><\/td><td>\u5de5\u8d44\u8f83\u9ad8\u6216\u6709\u56fa\u5b9a\u5927\u989d\u8f6c\u8d26\u9700\u6c42\u8005<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>\u26a0\ufe0f \u7279\u522b\u63d0\u9192\uff1a<\/strong> \u60f3\u8981\u62ff $400 \u5956\u52b1\uff0c\u8bf7\u52a1\u5fc5\u786e\u8ba4\u7533\u8bf7\u7684\u662f <strong>Performance Select<\/strong> \u7ea7\u522b\u3002PNC \u7684 Virtual Wallet \u901a\u5e38\u5206\u4e3a\u4e09\u4e2a\u5c42\u7ea7\uff0c\u5956\u52b1\u989d\u5ea6\u4e0e\u5c42\u7ea7\u6302\u94a9\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udee0\ufe0f \u4ec0\u4e48\u662f Virtual Wallet\uff1f\uff08\u5fc5\u8bfb\u7ec6\u8282\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PNC \u7684\u8d26\u6237\u4e0d\u662f\u4e00\u4e2a\u7b80\u5355\u7684 Checking\uff0c\u800c\u662f\u4e00\u4e2a\u201c\u4e09\u5408\u4e00\u201d\u7684\u5957\u5305\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Spend (Checking):<\/strong> \u65e5\u5e38\u6d88\u8d39\u8d26\u6237\uff0c\u4e0d\u751f\u5229\u606f\uff0c\u4e3b\u8981\u7528\u4e8e\u4ed8\u8d26\u5355\u548c\u5237\u5361\u3002<\/li>\n\n\n\n<li><strong>Reserve (Checking):<\/strong> \u6709\u5229\u606f\u7684\u77ed\u671f\u5907\u7528\u91d1\u8d26\u6237\uff0c\u53ef\u4ee5\u9632\u6b62 Spend \u8d26\u6237\u900f\u652f\u3002<\/li>\n\n\n\n<li><strong>Growth (Savings):<\/strong> \u957f\u671f\u50a8\u84c4\u8d26\u6237\uff0c\u5229\u606f\u76f8\u5bf9\u6700\u9ad8\uff08\u867d\u7136\u4f20\u7edf\u94f6\u884c\u7684\u5229\u7387\u4e00\u822c\uff0c\u4f46\u80dc\u5728\u5b89\u5168\uff09\u3002<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udca1 \u5982\u4f55\u514d\u9664\u6708\u8d39 (Monthly Service Charge)\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5927\u5bb6\u6700\u5173\u5fc3\u7684\u5c31\u662f\u201c\u53cd\u8585\u201d\u3002\u53ea\u8981\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\uff0c\u5c31\u53ef\u4ee5\u514d\u6389\u6708\u8d39\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Virtual Wallet ($100\u6863):<\/strong> \u6708\u8d39 $7\u3002<strong>\u514d\u9664\u65b9\u6cd5\uff1a<\/strong> \u6bcf\u6708 DD \u6ee1 $500\uff0c\u6216 Spend+Reserve \u8d26\u6237\u4f59\u989d\u4fdd\u6301 $500\u3002<\/li>\n\n\n\n<li><strong>Virtual Wallet with Performance ($200\u6863\/\u5982\u6709):<\/strong> \u6708\u8d39 $15\u3002<strong>\u514d\u9664\u65b9\u6cd5\uff1a<\/strong> \u6bcf\u6708 DD \u6ee1 $2,000\u3002<\/li>\n\n\n\n<li><strong>Virtual Wallet with Performance Select ($400\u6863):<\/strong> \u6708\u8d39 $25\u3002<strong>\u514d\u9664\u65b9\u6cd5\uff1a<\/strong> \u6bcf\u6708 DD \u6ee1 $5,000\uff0c\u6216\u5168\u884c\u8d44\u4ea7\u4fdd\u6301 $5,000\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcdd \u7533\u8bf7\u6d41\u7a0b\u4e0e\u5fc5\u5907\u6e05\u5355<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PNC \u5bf9 <strong>ITIN \u6301\u6709\u8005<\/strong> \u76f8\u5bf9\u53cb\u597d\uff0c\u652f\u6301\u5728\u7ebf\u7533\u8bf7\uff08\u5f53\u7136\uff0c\u5982\u679c\u6709\u6761\u4ef6\u53bb\u7ebf\u4e0b\u7f51\u70b9\uff0c\u4f53\u9a8c\u4f1a\u66f4\u7a33\u59a5\uff09\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7533\u8bf7\u622a\u6b62\u65e5\u671f\uff1a<\/strong> 2026\u5e742\u670826\u65e5<\/li>\n\n\n\n<li><strong>\u5fc5\u5907\u6750\u6599\uff1a<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u8eab\u4efd\u8bc1\u660e\uff1a<\/strong> \u6709\u6548\u62a4\u7167\uff08\u5efa\u8bae\u6709\u6548\u671f\u57286\u4e2a\u6708\u4ee5\u4e0a\uff09\u3002<\/li>\n\n\n\n<li><strong>\u7a0e\u53f7\uff1a<\/strong> SSN \u6216 <strong>ITIN<\/strong>\u3002<\/li>\n\n\n\n<li><strong>\u8054\u7cfb\u65b9\u5f0f\uff1a<\/strong> \u7f8e\u56fd\u624b\u673a\u53f7\uff08\u7528\u4e8e\u63a5\u6536\u9a8c\u8bc1\u7801\u548c\u8bbe\u7f6e\u7f51\u94f6\uff09\u3002<\/li>\n\n\n\n<li><strong>\u5730\u5740\u8bc1\u660e\uff1a<\/strong> \u7f8e\u56fd\u4f4f\u5b85\u5730\u5740\uff08\u867d\u7136\u4e0d\u4e00\u5b9a\u67e5\u6c34\u5355\uff0c\u4f46\u5730\u5740\u5fc5\u987b\u771f\u5b9e\u53ef\u7528\u4ee5\u63a5\u6536\u501f\u8bb0\u5361\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u5173\u4e8e DD (Direct Deposit)\uff1a<\/strong> \u5b98\u65b9\u5b9a\u4e49\u662f\u5de5\u8d44\u3001\u793e\u4fdd\u3001\u517b\u8001\u91d1\u7b49\u3002\u5982\u679c\u4f60\u6253\u7b97\u901a\u8fc7\u5176\u4ed6\u94f6\u884c\u8f6c\u8d26\uff08ACH\uff09\u6765\u201c\u6a21\u62df\u201dDD\uff0c\u8bf7\u52a1\u5fc5\u53c2\u8003\u8fd1\u671f\u7684\u7f51\u53cb\u5b9e\u6d4b\uff0c\u56e0\u4e3a\u94f6\u884c\u7684\u7cfb\u7edf\u98ce\u63a7\u4e00\u76f4\u5728\u66f4\u65b0\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd17 \u5b98\u65b9\u7533\u8bf7\u94fe\u63a5<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.pnc.com\/en\/personal-banking\/banking\/checking\/bonus-offer.html\">\u70b9\u51fb\u8fdb\u5165 PNC \u5b98\u65b9\u6d3b\u52a8\u9875\u9762<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">\u2728 \u603b\u7ed3\u5efa\u8bae\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4f60\u73b0\u5728\u7684\u5de5\u8d44\u80fd\u591f\u8fbe\u5230\u5355\u6708 $5,000 \u6216\u8005\u901a\u8fc7\u5176\u4ed6\u6e20\u9053\u80fd\u5b8c\u6210\u8fd9\u4e2a\u989d\u5ea6\u7684 DD\uff0c\u90a3 $400 \u7edd\u5bf9\u662f\u4e0d\u62ff\u767d\u4e0d\u62ff\u3002PNC \u7684\u624b\u673a APP \u505a\u5f97\u975e\u5e38\u7cbe\u7f8e\uff0c\u4f5c\u4e3a\u4e3b\u529b\u8d26\u6237\u6216\u8005\u8d44\u91d1\u5468\u8f6c\u8d26\u6237\u90fd\u633a\u987a\u624b\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u4f60\u6700\u8fd1\u6b63\u5728\u8003\u8651\u5f00\u4e00\u4e2a\u4e3b\u6d41\u5546\u4e1a\u94f6\u884c\u8d26\u6237\uff0c\u6216\u8005\u662f\u521a\u62ff\u5230 ITIN \u60f3\u8981\u5f00\u59cb\u79ef\u7d2f\u7f8e\u56fd\u4e3b\u6d41\u94f6\u884c\u5f80\u6765\u8bb0\u5f55\uff0cPNC Bank \u8fd9\u4e00\u6ce2\u622a\u6b62\u5230 2026\u5e742\u670826\u65e5 \u7684\u5956\u52b1\u975e\u5e38\u503c\u5f97\u5173\u6ce8\u3002 \u4f5c\u4e3a\u4e00\u4e2a\u201c\u4f4e\u8c03\u7684\u5de8\u4eba\u201d\uff0c<\/p>\n","protected":false},"author":1,"featured_media":144,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10,7,4],"tags":[],"class_list":["post-118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-refer","category-uschecking","category-usa"],"jetpack_featured_media_url":"https:\/\/656577.xyz\/wp-content\/uploads\/2026\/01\/PNC-1.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/656577.xyz\/index.php?rest_route=\/wp\/v2\/posts\/118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/656577.xyz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/656577.xyz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/656577.xyz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/656577.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=118"}],"version-history":[{"count":1,"href":"https:\/\/656577.xyz\/index.php?rest_route=\/wp\/v2\/posts\/118\/revisions"}],"predecessor-version":[{"id":120,"href":"https:\/\/656577.xyz\/index.php?rest_route=\/wp\/v2\/posts\/118\/revisions\/120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/656577.xyz\/index.php?rest_route=\/wp\/v2\/media\/144"}],"wp:attachment":[{"href":"https:\/\/656577.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/656577.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/656577.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}